High-Risk Merchant Account Credit Card Processing
- 97.6% Approval Rate
- Fast Approvals
- 24-48 Hour Payouts
- Lowest Rates, Multiple Bank Approvals
- 100% Digital Application
Solutions For Every High-Risk Merchant Industry
Why Choose Us?
Our Payment Solutions
We Understand Your Processing Needs
Our online application, which is integrated with dozens of banks, assures a quick application and approval process so you can start accepting credit cards right away.
With over 40 different bank solutions that have been tested, we can ensure that your application will only be submitted to banks that work with businesses like yours.
By setting you up with a minimum of 4 banks and automatically diverting percentages of your processing volume to each bank, we reduce risk the exposure to each high-risk merchant account and decrease the chance of account terminations.
Our online portal delivers daily status updates from our banking partners and reminds you exactly what is missing to get you approved.
Our online application allows you to apply to multiple high-risk banks in the industry by filling out one application, completing digital signatures and securely uploading supporting documents.
To help businesses that can’t get a high-risk merchant account approved by US Banks, we have developed a network of Offshore and ACH Bank relationships that provide payment gateways and accept multiple high-risk business types.
Our Team has 20+ Years of High-Risk Payment Processing Experience
Our Team has 20+ Years of High Risk Merchant Account Experience. Paydiverse has thoroughly tested numerous processing banks to understand which are the perfect fit for every high-risk merchant account category. We have a diverse array of solutions per business type unlike anyone else in the industry.
Secure Payment Processing
In 3 Simple Steps
Complete our quick and easy online application
Digitally sign applications using your mouse
Securely upload supporting documents
Applications are sent to all banks that have pre-approved you
Banks will review and determine a processing limit
Daily updates sent with additional documents and final approvals
Payment Gateways are activated
Gateway automatically distributes transactions across all merchant accounts
Transaction distribution minimizes risk and ensures processing security
Risk Management Tools for High-Risk Merchant Account
From preventing chargebacks to transaction allocation and management, our cutting-edge risk prevention tools will help keep your high-risk merchant accounts healthy and processing for the long term.
- Automatic multi-bank transaction distribution
- Pre-chargeback alerts to prevent chargeback
- IspyFraud prevention software
- Reliable and secure payment platform
- Processing strategy customized for your business
- Chargeback dispute system
Superb Customer Support
Our expert agents are available to help make your application process as easy as possible. Whether you have general payment processing questions or need help completing the application, our team is available 24/7 for you. Our expert high risk merchant account payment advisors provide:
- Daily account monitoring and management
- Longstanding bank relationships
- Pre-approved backup banks
- Descriptor testing
- Customer service testing
- 24/7 USA customer support
Diverse Payment Processing is Smart Processing
Fill out our free and quick merchant account application and let us match you with many banks that want your business.