Our Team has 20+ Years of High-Risk Payment Processing Experience
Our Team has 20+ Years of High-Risk Payment Processing Experience, PayDiverse has thoroughly tested numerous processing banks to understand which are the perfect fit for every high-risk merchant account category. We have a diverse array of solutions per business type unlike anyone else in the industry.
Fast Multi-Bank Processing Approvals
We have partnered with numerous high-risk merchant account banks both in the US and offshore and have integrated them into our innovative online portal, which can quickly match your business with multiple banks that will keep you processing long-term.
We Understand Your Processing Needs
Our online application, which is integrated with dozens of banks, assures a quick application and approval process so you can start accepting credit cards right away.
With over 40 different bank solutions that have been tested, we can ensure that your application will only be submitted to banks that work with businesses like yours.
Our online application allows you to apply to multiple high-risk banks in the industry by filling out one application, completing digital signatures and securely uploading supporting documents.
By setting you up with a minimum of 4 banks and automatically diverting percentages of your processing volume to each bank, we reduce risk the exposure to each high-risk merchant account and decrease the chance of account terminations.
Our online portal delivers daily status updates from our banking partners and reminds you exactly what is missing to get you approved.
To help businesses that can’t get a high-risk merchant account approved by US Banks, we have developed a network of Offshore and ACH Bank relationships that provide payment gateways and accept multiple high-risk business types.
Long Term Sustainable Credit Card Processing
Our innovative risk management tools combined with superb customer support from our expert payment processing advisors assures long term payment processing stability.
Risk Management Tools for High-Risk Merchant Accounts
From preventing chargebacks to transaction allocation and management, our cutting-edge risk prevention tools will help keep your high-risk merchant accounts healthy and processing for the long term.
Automatic multi-bank transaction distribution
ISpyFraud prevention software
Processing strategy customized for your business
Pre-chargeback alerts to prevent chargeback
Reliable and secure payment platform
Chargeback dispute system
Superb Customer Support
Our expert agents are available to help make your application process as easy as possible. Whether you have general payment processing questions or need help completing the application, our team is available 24/7 for you. Our expert payment advisors provide:
Daily account monitoring and management
Pre-approved backup banks
Customer Service Testing
Longstanding Bank Relationships
24/7 customer support
Secure Payment Processing In 3 Simple Steps
1. Apply Now
Complete our quick and easy online application
Digitally sign applications using your mouse
Securely upload supporting documents
2. Get Approved
Applications are sent to all banks that have pre-approved you
Banks will review and determine a processing limit
Daily updates sent with additional documents and final approvals
Multiple merchant accounts are approved
3. Start Processing
Payment Gateways are activated
Gateway automatically distributes transactions across all merchant accounts
Transaction distribution minimizes risk and ensures processing security
Process securely through multiple banks
Get Your FREE Payment Processing Report
Solutions For Every High-Risk Merchant Industry
Our team has spent more than 20 years in the high-risk space formulating and strengthening our network of domestic and international banking partners to be able to provide diversified solutions suitable for nearly every type of high-risk merchant account. Here are some of the top industries we specialize in and the number of banking solutions available per industry type.
Discount Shopping/Coupon Membership Club Bank Solutions
Student Loan Consolidation Document Preparation Bank Solutions
PayDiverse High-Risk Merchant Account Reviews
See testimonials from current high-risk credit card processing clients
PayDiverse’s application process made it super easy to apply for merchant accounts for my business – the whole process took less than 30 minutes and I was approved for 4 merchant accounts within 48 hours. Great experience.Amanda T
Since working with PayDiverse for the last 8 months, I haven’t had any accounts terminated, even when my chargebacks increased. PayDiverse has been able to spread my sales and chargebacks across several merchant accounts. I am very happy with my service at PayDiverse since before I worked with them I had 2 MIDs shut down due to chargebacks after only 2 months of processing.Sergio F
The PayDiverse team made the experience of opening a high-risk merchant account very easy. My representative Alex, was available when I had questions and I felt comfortable with his level of knowledge in the industry. I would definitely recommend PayDiverse to a friend.Sandy F
Excessive chargebacks were a big problem for my business and I had three different banks terminate my merchant accounts. PayDiverse not only set me up with a bunch of great processing solutions but they also provided great tools for preventing chargebacks and helped my business reduce chargebacks significantly. I’ve been very happy with their service so far.Chris M
Diverse Payment Processing is Smart Processing
Fill out our free and quick merchant account application and let us match you with many banks that want your business.