Get Approved for an Adult Merchant Account
We have multiple high-risk payment solutions for any adult entertainment business
Our Team has 20+ Years of High-Risk Payment Processing Experience
We have the largest network of high risk banks in the industry, and growing! Paydiverse has thoroughly tested numerous processing banks to understand which are the perfect fit for every high-risk merchant account category. We have a diverse array of solutions per business type unlike anyone else in the industry.
- 24-48 Hour Payouts
- Lowest Rates, Multiple Bank Approvals
- Fast Approvals
- 100% Digital Application
Secure Payment Processing
In 3 Simple Steps
Complete our quick and easy online application
Digitally sign applications using your mouse
Securely upload supporting documents
Applications are sent to all banks that have pre-approved you
Banks will review and determine a processing limit
Daily updates sent with additional documents and final approvals
Payment Gateways are activated
Gateway automatically distributes transactions across all merchant accounts
Transaction distribution minimizes risk and ensures processing security
Adult Merchant Accounts
About the Adult Entertainment Industry
The high-risk label doesn’t specifically apply to merchants selling pornography, it actually applies to a wide range of adult-related goods and services that include:
- Adult bookstores
- Adult entertainment/pornography membership sites
- Adult toys and other novelties
- Online lingerie and adult costume shops
- Adult massage parlors
- Escort services
- Strip clubs
At PayDiverse, we offer merchants who legally sell goods or services that fit within the categories listed above affordable and reliable adult payment processing services. If your adult business doesn’t fit within one of the categories listed, contact PayDiverse to discuss your options. We may be able to help.
Why is the Adult Industry High Risk?
The Risk of Chargebacks
The adult industry is known throughout the financial world for having an exceptionally high number of chargebacks, and it’s likely due to the nature of the industry itself. In addition to the prevalence of stolen or fraudulent credit cards being used to access pornography and other adult entertainment, the chargeback system is frequently abused within the industry. The common scenario of a wife or husband catching their spouse using a joint credit card to pay for adult entertainment while the spouse denies any involvement and claims credit card fraud is generally responsible for the high abuse rates of the chargeback system.
The Risk of Illegal Activity
Using a Payment Aggregator to Process Transactions
High-Risk Accounts for Adult Merchants
At PayDiverse, we specialize in high-risk merchant accounts for all industries, including the adult industry. We’ve built a strong network of over 40 banks both offshore and in the US who are willing to work with these industries, and together we are able to offer low rates and industry-leading merchant account features that include:
- Real-time chargeback alerts and disputes
- Award-winning, customizable fraud prevention tools
- A secure payment gateway and account management portal
- ACH/e-check payment processing
- Pinless debit
- Multi-bank processing with a minimum of four banks
- Offshore payment processing
How to Apply for an Adult Payment Processing Account
If you’re looking for a payment processor you can rely on, PayDiverse offers credit card processing for porn and adult entertainment merchants, adult stores, strip clubs, legal escort services and other adult industry merchants. We approve 98% of applications and offer merchants affordable rates and account features that are unparalleled in the industry.
To apply, simply complete our online application form, add your digital signature at the end and send it in with your supporting documents. Our team will review it within 24 hours and get back to you right away. Upon approval, you’ll be set up with our secure payment gateway and ready to process payments within 48 hours.
Diverse Payment Processing is Smart Processing
Fill out our free and quick merchant account application and let us match you with many banks that want your business.