Payment Gateway for High Risk Merchants

The PayDiverse Walkthrough

PayDiverse offers a secure high-risk payment gateway for our high-risk merchant accounts. Our fully integrated and simple to use payment gateway is designed with high-risk payment processing in mind. Payments will be automatically distributed across several accounts that we have set up for you to minimize the risk of exposure, as well as reduce instances of chargebacks. PayDiverse provides merchants with secure software with access to comprehensive reports detailing all transactions that occur within their accounts.

Our secure payment gateway for high-risk merchants features:

  • ACH and credit card processing
  • Gift card management (both virtual and physical gift cards)
  • Fraud identification
  • Chargeback alerts
  • Chargeback dispute management
  • Secure software and account management
  • Intuitive and comprehensive reports on all merchant transactions
  • Authorize.Net Payment Gateway Services

What makes a merchant high-risk?

Many industries are at a greater risk for chargebacks and fraud due to the nature of their business, and some just have high instances of chargebacks and fraud for reasons that cannot be determined. Regardless of why these industries experience high chargeback and fraud rates, they are all considered high-risk merchants.

Some industries that are considered high-risk include:

  • Adult entertainment
  • Antiques
  • CBD (Cannabidiol)
  • Cigarettes/cigars/e-cigarettes/vaping accessories
  • Coins and precious metals/gems
  • Debt consolidation and credit repair
  • Electronics
  • Firearms
  • Furniture
  • Jewelry
  • Magazine subscriptions
  • Mobile apps and online games
  • Moving services
  • Multi-level marketing
  • Nutraceuticals
  • Penny auctions
  • Sports betting
  • Technical support
  • Tickets (airline, concert, etc)
  • Water purifiers

There are other reasons merchants may be considered high-risk including bad credit merchants with poor or low credit history and processing transactions in multiple currencies. 

PayDiverse’s High-Risk Payment Gateway is Suitable for All High-Risk Merchants

All high-risk merchants can benefit from PayDiverse’s secure high-risk online payment gateway. PayDiverse offers all high-risk merchants accounts designed specifically to meet their unique needs. Regardless of high volume, industry, or age of the business, PayDiverse can help any merchant process ACH and credit card payments safely and securely while lowering the risk of exposure and instances of chargebacks. We have been providing merchants with credit card processing for 20 years with a 97.6% success rate in guaranteed merchant approvals. 

Diverse Payment Processing is Smart Processing

Fill out our free and quick merchant account application and let us match you with many banks that want your business.