PayDiverse Blog

Merchant Account Guides, Info, and News

How to Accept Credit Card Payments as a New Business

There are a lot of steps to setting up a business. From seemingly small tasks, such as selecting the name of your business, to bigger jobs like registering and licensing your business, ordering inventory, and of course, finding customers, the early days of business...

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How to Mitigate Chargebacks During COVID-19

COVID-19 has changed the way our entire world operates. Unfortunately, that means merchants, banks and consumers have been forced to adapt to new procedures and policies in payment processing. With these changes in the payment processing landscape come many...

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Best High Risk Merchant Account Providers

Merchants who've been labeled high-risk usually find themselves needing to find payment processors that are willing to provide them account services at an affordable rate, and that's not always easy to find. Major banks tend to charge exorbitant credit card processing...

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What is an Offshore Merchant Account?

When it comes to credit card processing accounts, there are plenty of reasons to open and process payments through an offshore credit card processing merchant account. These accounts are usually recommended to high-risk merchants, who may have been labeled as such due...

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What is Interchange-Plus Pricing?

What is Interchange-Plus Pricing? Most businesses choose to accept credit cards to provide a convenient payment option to their consumers. Of course, adding this option can help to secure more sales for the business, as well as attract new and returning customers....

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Match List Explained

Match List Explained The Member Alert to Control High-risk Merchants list, known more commonly as the MATCH list, is a database of merchants who've had their payment processing accounts terminated in the past. This list was created by MasterCard to help acquiring...

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Declined Transactions by Issuer

Declined Transactions by Issuer When credit card issuers decline transactions, the loss to merchants is substantial. In most cases, when a transaction is declined by issuer, the customer abandons the transaction. While in many cases, the issuer decline is due to...

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Best High Risk Merchant Account with Instant Approval

High risk merchants are often automatically disqualified for processing accounts for a variety of reasons. Most often though, the goods or services that they're selling are the very reason that the merchant is considered high risk. Those that aren't denied processing...

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Credit Card Processing 101

Credit Card Processing Processing credit and debit card payments is crucial to maintaining adequate sales in any industry. In a world where everything is done electronically, cash is becoming a rarity for many consumers and by providing another option to pay,...

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How to Improve Your Business Credit Score

Improving Your Business Credit Score Maintaining a good credit score is important for any business, but when you're considered high-risk, it's absolutely crucial. Good credit is necessary for any business that wishes to receive a loan, pay fair interest rates, and...

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How to Open a High Risk Merchant Account

For many businesses, opening a payment processing account through traditional means is impossible. This is due to the high-risk designation that's assigned to many industries as a result of the merchandise or services they deal in or the methods by which they conduct...

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How to get approved for a Diet and Supplement Merchant Account

High risk nutraceuticals merchants can attest to the difficulties involved in obtaining payment processing accounts when dealing in vitamins, supplements, diet, and weight loss products. The industry has a bad reputation for conducting business dishonestly and those...

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