Stay Ahead of Chargebacks
Protect your business from Visa VAMP fines with PayDiverse’s VAMP Chargeback Mitigation Tool.
What is VAMP?
Visa’s VAMP program is designed to flag merchants with excessive fraud—especially friendly fraud. While chargebacks used to be the biggest red flag, merchants are now being tracked on a deeper level using data like TC40 reports. That means your account can be terminated even if your chargeback rate is ‘under control.
Monthly Fraud Count
Fraud-to-Sales Ratio
Domestic vs. International
Multiple MIDs Per Brand
Why Choose Our VAMP Tool?
Proactive Monitoring
Multi-Layered Defense
Seamless Integration
How It Works
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Risk Identification
Our tool continuously monitors transaction activity, dispute counts, and fraud signals to identify VAMP exposure early. -
Real-Time Defense
Deflect chargebacks in real-time using pre-dispute tools that prevent disputes from counting against your VAMP threshold. -
Transparent Reporting
Gain access to your VAMP score, mitigation progress, and dispute lifecycle analytics in one unified dashboard. -
Ongoing Optimization
Our tool evolves with Visa’s changing rules and thresholds to keep your business protected long-term.
Simple, Transparent Pricing
Starting at $25/MID per month. Pay only for value-added services:
Platform Access
$25/month per MID – includes full dashboard, analytics, and monitoring tools.
Dispute Deflection
$35/successfully deflected dispute using Order Insight, Consumer Clarity, or CE3 tools.
Interception & Representment
$20–$30 for intercepted disputes (RDR, Ethoca, CDRN) + $10/chargeback representment + 25% of win.
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Frequently Asked Questions
What is the VAMP program?
Visa Acquirer Monitoring Program (VAMP) is the latest fraud and dispute compliance initiative. Merchants exceeding a 1.5% dispute rate may face fines starting October 2025.
Are You at Risk?
- Are you using more than one MID?
- Are you selling digital goods or subscriptions?
- Do your customers often call their bank before contacting support?
- Do you get disputes where product/service was delivered?
How does this tool help me stay compliant?
It reduces disputes before they count against your score by using pre-dispute resolution services and flags risky activity in real-time.
Who should use this?
High-risk merchants, ISOs, PSPs, and acquirers looking to reduce dispute fines and improve fraud scores across their portfolios.
What to Expect on the Call
- No pressure sales
- 15-minute fraud risk review
- Get a real-time view of fraud signals Visa might already be tracking on you
- Understand exactly how your business could be impacted by VAMP
Email: support@paydiverse.com
Phone: +1 (516) 217-1989