Our Team has 20+ Years of High-Risk Payment Processing Experience
We have the largest network of high risk banks in the industry, and growing! Paydiverse has thoroughly tested numerous processing banks to understand which are the perfect fit for every high-risk merchant account category. We have a diverse array of solutions per business type unlike anyone else in the industry.
- 24-48 Hour Payouts
- Lowest Rates, Multiple Bank Approvals
- Fast Approvals
- 100% Digital Application
Secure Payment Processing
In 3 Simple Steps
Complete our quick and easy online application
Digitally sign applications using your mouse
Securely upload supporting documents
Applications are sent to all banks that have pre-approved you
Banks will review and determine a processing limit
Daily updates sent with additional documents and final approvals
Payment Gateways are activated
Integrate your Payment Gateway with the backend of your site
Start accepting payments from your customers immediately
Psychics Merchant Account
Why Are Psychics Considered High-Risk?
What Processing Options are Available to Fortune Tellers and Other High-Risk Merchants?
At PayDiverse, we specialize in high-risk payment processing for a variety of high-risk industries, including the psychic industry. We take our time to research the specific needs of the industries we serve so that we’re able to offer customized account services that protect our clients from high chargeback ratios, fraud, and account closures.
What Do PayDiverse Psychic Merchant Accounts Include?
Chargeback protection is one of the most important features we offer to our psychic merchants. Our chargeback protection includes real-time chargeback alerts, which notify merchants the moment a chargeback has been requested on their account. This gives the merchant ample time to dispute unwarranted chargebacks and provide evidence of transaction authorization to their payment processor or to the customer’s issuing bank.
PayDiverse also provides merchants with multi-bank processing services, meaning that payments will be dispersed across a minimum of four banks. This is meant to reduce exposure and thus, keeps chargeback ratios low. In the event that chargeback ratios become too high and an account is frozen or closed, merchants are able to continue processing across the remaining banks in their network.
In addition to chargeback protection services, all PayDiverse merchant accounts include the following features:
- Award-winning iSpy Fraud Prevention
- Pinless debit
- Access to our online merchant portal
- 24/7 support
- Offshore processing options
- ACH/Check 21/e-check processing
- Secure payment gateway
Getting Started with PayDiverse
To being processing credit and debit card payments with PayDiverse, simply complete and digitally sign our online application and send in the requested supporting documents. Our underwriting team will quickly review your application and we’ll provide you with an answer in about a day.
Within 48 hours of approval, you’ll be fully set up and ready to take advantage of all of PayDiverse’s convenient and reliable account features including your secure payment gateway.
Diverse Payment Processing is Smart Processing
Fill out our free and quick merchant account application and let us match you with many banks that want your business.