Merchant Cash Advance

Need quick access to working capital? Apply for an MCA and receive a lump-sum payment up to 250k very quickly.

payment in advance

What is a Merchant Cash Advance?

A Merchant Cash Advance is NOT a loan. It is a cash advance that offers lump-sum funding to businesses by borrowing against the income of future sales at a discounted price. An MCA is repaid with a fixed percentage of daily or weekly credit card sales, plus fees, until the advance is paid in full. Businesses must show past bank statements or receivables.

Ideal for businesses that:

  • Have a high volume of credit card transactions and daily deposits.
  • Don’t have the time or qualifications for other types of funding.
  • Are seasonal businesses.
  • Have temporary cash flow issues.

Eligibility is flexible:

  • No collateral required.
  • Lower credit score approved.
  • Merchants can choose how to use cash, not tied to a specific use.
  • Simple and easy application process, takes minutes to complete.

Get Started:

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How to Get a Merchant Cash Advance

  • Total monthly sales must be more than 10k

  • 550 minimum credit score

     

  • 6 months in business

  • Monthly sales volume must be higher than current outstanding business loans/debt

Merchant

Quick Approval Process

Easy approvals and quick funding with flexible eligibility criteria. Uncomplicated lending at its best!

Complete Online Application
Fill out a quick application in minutes, no paperwork. Safe and secure.
Review Process

Allow our team to review your application & ensure you meet the basic requirements.

Get Funded!

If approved, you may receive your funds within the next business day!

5 stars

“Great people to work with when your business needs a little help with cash flow. They have stood with me 3 times now. They are the only ones I would consider. Highly recommend.”

Ron M.

5 stars

“Best place to get money fast. Awesome people. Very simple process.”

Matt C.

5 stars

“Best MCA Company!!! The easiest company to work with when it comes to MCAs. They care deeply about the merchants, and make the application and funding process super easy. I would give this company 6 stars if I could!!!!”

David A.