Merchant Cash Advance
Need quick access to working capital? Apply for an MCA and receive a lump-sum payment up to 250k very quickly.
What is a Merchant Cash Advance?
A Merchant Cash Advance is NOT a loan. It is a cash advance that offers lump-sum funding to businesses by borrowing against the income of future sales at a discounted price. An MCA is repaid with a fixed percentage of daily or weekly credit card sales, plus fees, until the advance is paid in full. Businesses must show past bank statements or receivables.
Ideal for businesses that:
- Have a high volume of credit card transactions and daily deposits.
- Don’t have the time or qualifications for other types of funding.
- Are seasonal businesses.
- Have temporary cash flow issues.
Eligibility is flexible:
- No collateral required.
- Lower credit score approved.
- Merchants can choose how to use cash, not tied to a specific use.
- Simple and easy application process, takes minutes to complete.
Get Started:
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How to Get a Merchant Cash Advance
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Total monthly sales must be more than 10k
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550 minimum credit score
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6 months in business
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Monthly sales volume must be higher than current outstanding business loans/debt
Quick Approval Process
Easy approvals and quick funding with flexible eligibility criteria. Uncomplicated lending at its best!
Complete Online Application
Review Process
Allow our team to review your application & ensure you meet the basic requirements.
Get Funded!
If approved, you may receive your funds within the next business day!