Our Team has 20+ Years of High-Risk Payment Processing Experience
We have the largest network of high risk banks in the industry, and growing! Paydiverse has thoroughly tested numerous processing banks to understand which are the perfect fit for every high-risk merchant account category. We have a diverse array of solutions per business type unlike anyone else in the industry.
- 24-48 Hour Payouts
- Lowest Rates, Multiple Bank Approvals
- Fast Approvals
- 100% Digital Application
Secure Payment Processing
In 3 Simple Steps
Complete our quick and easy online application
Digitally sign applications using your mouse
Securely upload supporting documents
Applications are sent to all banks that have pre-approved you
Banks will review and determine a processing limit
Daily updates sent with additional documents and final approvals
Payment Gateways are activated
Integrate your Payment Gateway with the backend of your site
Start accepting payments from your customers immediately
Extended Auto Warranty Merchant Accounts
In addition to buyer’s remorse, many customers process unwarranted chargebacks after trying to cash in on their warranty. It’s not uncommon for customers to misunderstand or neglect to read the paperwork that explains the coverages included in their warranty. When uncovered damages or defects occur, some customers may return to their credit card issuer to dispute the charges processed by the auto warranty merchant.
Because of the high risk of excessive chargebacks, most extended warranty merchants are unable to obtain merchant accounts with traditional banks and payment processors. PayDiverse offers high risk merchant accounts to merchants who sell extended auto warranties at affordable rates. Our merchant accounts also include an array of features that have been designed to protect your bottom line.
High-Risk Extended Warranty Merchant Services
Chargeback Protection for Merchants Who Sell Auto Warranties
Award-Winning Fraud Prevention
How to Apply for Extended Auto Warranty Merchant Services
If you’re an extended auto warranty merchant who’s had difficulty obtaining accounts from traditional payment processors at reasonable rates, PayDiverse may be the answer.
Simply fill out our secure application form, electronically sign your applications and submit the requested supporting documents to start taking advantage of our high-risk account features and low rates right away. Our underwriting team will review your application within 24 hours.
Upon approval, PayDiverse can have you set up to begin accepting credit and debit card payments and help you get started with our anti-fraud and anti-chargeback tools within 48 hours.
Diverse Payment Processing is Smart Processing
Fill out our free and quick merchant account application and let us match you with many banks that want your business.