PayDiverse Blog

Learn how to protect your high-risk merchant account under Visa’s 2025 VAMP guidelines.

Learn how to protect your high-risk merchant account under Visa’s 2025 VAMP guidelines.

Learn why chargebacks are no longer the only threat to your merchant account. Discover how Visa’s updated fraud count thresholds can put your MID at risk and what steps to take to stay compliant and prevent termination.

Read our guide on the underwriting process, explain why it matters, and share practical tips to increase your chances of getting approved with the best possible terms.

Discover the key players—cardholders, merchants, processors, banks, and card networks— & learn how transactions flow from start to finish.

Read our guide on the underwriting process, explain why it matters, and share practical tips to increase your chances of getting approved with the best possible terms.

In this post, we’ll break down the role of a merchant payment consultant, explore the benefits of working with one, and discuss why businesses should consider merchant payment services.

In the ever-evolving landscape of payment transactions, one often underestimated aspect is the billing descriptor, a crucial element that can influence a company's profits and customer interactions. Understanding Billing DescriptorsSo, what precisely is a billing...

The payment processing industry has changed beyond recognition numerous times, and it’s undergoing another revolution thanks to the power of AI. Payments will be tailored to consumers preferences, with support available around the clock, small companies operating globally and fraud getting detected with pinpoint accuracy at lightning speed.

Cryptocurrencies have been gaining popularity over the past few years, with more businesses than ever before accepting cryptos like Bitcoin and Ethereum as a form of payment. In fact, more than 15,000 businesses around the world were accepting Bitcoin as of June,...

The Credit Card Competition Act 2022, recently passed by the US Congress, is set to revolutionize the way merchants and consumers interact with credit cards. It brings significant changes to credit card fees, reward programs, and other features that the industry has...