About PayDiverse

Our Team Has Over Two Decades of High-Risk Merchant Account Experience.

PayDiverse: The High-Risk Merchant Solution

We spent the last few years sourcing all high-risk merchant banks to ensure we partner with only the ones that will keep our merchants open long-term. We tested each bank, and identified which banks are the right fit for every high-risk business type. We now have the largest network of high-risk banks in the industry. We built a technology platform to simplify the application process for our merchants and provide them access to our robust network of banks.

A message from our CEO

“We take pride in knowing PayDiverse is a primary source for merchants’ seeking viable banking solutions for their business. We enable merchants to transact easily, efficiently, and less expensively than traditionally done before.

Our online platform that allows merchants to submit their entire application digitally has never been easier. We are happy to make the application process as smooth and painless as possible.

When it comes to financial services, trust is key in helping merchants grow and succeed, which is why our most important attribute we deliver most is trust.”

Frank Sena, CEO

The High Risk Merchant Dilemma

As an experienced high risk merchant account provider, we’ve identified critical reoccuring payment processing issues for high risk merchants.

Banks and merchant processors reject businesses they categorize as high-risk
Merchants are accepted but terminated a short time later without access to their money
The antiquated application process infuriates merchants, because of the time-consuming paperwork that banks require. Our guess is that you have better things to do than scan or fax a pile of sensitive documents.

The PayDiverse Difference

All of our banks have been thoroughly tested for every high risk industry type. The banks we set you up with truly understand your business and expected processing performance.
Personal touch – we communicate directly with our customers and match their communication style, via email, phone, or even text message
Unique bank solutions – only PayDiverse has exclusive or semi-exclusive access to a selection of merchant banks

PayDiverse Stands Out From The Crowd

High application acceptance rates
Fraud prevention tools
Long-World-class customer service and support
Online portal which saves you valuable time
Large network of high-risk banking partners
Quick approval process

Mission Statement

We match high-risk merchants with merchant banks who want long term processing relationships. Our self-service merchant portal simplifies the merchant account application process by collecting merchant data digitally, utilizing digital signature and digital document upload capabilities. Our massive network of merchant bank partners ensures we can provide a processing solution for virtually every high-risk industry. Our efficient application process saves merchants time and money. Our massive network of banks increases the chance of application approval. 15+ years of experience allows us to give our customers expert service and advice. We specialize in helping high-risk merchants who:

have been rejected by other merchant banks
have had their merchant accounts terminated
struggle with excessive chargebacks
don’t know where to find high-risk merchant banks

PayDiverse vs Most Competition

Benefit	PayDiverse	Others
Secure Merchant Portal
Digital Application
Digital Signatures
Secure Supporting Document Upload
Chargeback Prevention and Alert Systems
High-Risk Acceptance
Free Setup
Multiple Banks Per High-Risk Business Type
24/7 Merchant Support